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Credit Repair 101

22 June 2008 | 5 Comments
Categories: Credit Repair

This guide will give you basic information regarding your credit, and credit report. You will find useful information that if followed will not only improve your credit score but your financial health as well.

1)… ---> Continue Reading

12 Credit Score Killers

21 June 2008 | 1 Comment
Categories: Credit Repair

So you want good credit, here is the place to begin. Creditors, insurance companies and perspective employers review your credit to get to know you better. Make sure it puts you in the… ---> Continue Reading

What is a Charge Off

21 June 2008 | No Comments
Categories: Credit Repair

Charge Off

An account that has been delinquent for six months will usually be charged-off. You will still owe the debt it just is a very large negative mark on your credit. A charge-off… ---> Continue Reading

Improving Credit Score by Borrowing Credit

20 June 2008 | No Comments
Categories: Credit Repair

Buying Credit

Have you heard about improving your credit score by borrowing credit? Did you want an easy way to get a great credit score instantly? Well there is a way. Is it… ---> Continue Reading

The Negative Impacts of Credit Collection Accounts

20 June 2008 | No Comments
Categories: Credit Repair

A collection account has a negative impact on your credit score. A collection account will stay on your report for seven years if you don’t do something to remove it. The impact on… ---> Continue Reading

Consumer Credit Counseling

19 June 2008 | No Comments
Categories: Credit Repair

Due to the increase in consumer debt and the corresponding increase in individual bankruptcy, consumer credit counseling agencies are springing up all over. Before you commit to working with any particular agency there… ---> Continue Reading

Credit Report Repair Scams

18 June 2008 | No Comments
Categories: Credit Repair

Credit repair scams are a dime a dozen.  They are advertised by phone, on TV, on the Internet and on the radio.  Most of these scams play on the emotions of a person who is… ---> Continue Reading

5 Steps to Credit Repair

18 June 2008 | 2 Comments
Categories: Credit Repair

There are five major steps in repairing your credit report.

Step one

Check your credit report. This may sound very basic but if you don’t know what is on it then you don’t know if it is… ---> Continue Reading

Debt Validation Letters

17 June 2008 | 1 Comment
Categories: Credit Repair

Debt validation is the proof that you actually owe the debt and that the entity trying to collect has the right to do so. With the prevalence of junk debt collectors and unscrupulous collection… ---> Continue Reading

Fair Debt Collection Practices ACT or FDCPA

17 June 2008 | No Comments
Categories: Credit Repair

This is a law that regulates the actions of debt collectors. This law pertains to debts that are considered personal debts such as; credit cards, auto and home loans. Debt collection activities have… ---> Continue Reading

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