Social Security 101
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The purpose of this guide is to give you a general overview of social security and its programs. Some of the programs will be looked into with a little more depth. The goal is that you will be a more informed consumer of Social Security and its programs.
Guilds and Friendly societies were the foundation upon which the Social Security system in America was founded. The 18th & 19th century America and 20th century American Social Security is explored. The idea or social insurance led to the enactment of Social Security.
2) Social Security Administration
The Social Security Administration is responsible for overseeing Social Security programs. The disability, retirement, Aid to Families with Dependent Children, and Medicare are the main administrative programs. Work incentives became a key component of Social Security aid in 1999.
This is a program primarily for older or disabled individuals. It includes hospital insurance (part A), medical insurance (part B) and Prescription Drug coverage (part D). The length of your work history determines eligibility and amount of time that Social Security taxes were paid by you or your spouse.
This article will give you an overview of preparation for plan enrolment and the Medicare gap. Plan formulary and tiers are touched on to help you understand the verbiage and options in private Medicare drug plans.
5) Medicare Drug Plan Formulary
This is where you will find more specific information on drug plan’s preferred drug lists. It will touch on generic and name brand drug coverage and how exclusions work along with the requirement of making a profit.
6) The Medicare Gap or Donut Hole
This article will briefly describe the basics regarding standard level of coverage for drugs. The coverage gap and the costs that count toward the gap are reviewed. Who is responsible for tracking gap expenses and the overall individual effect of the gap are covered.
7) Medicare Catastrophic Drug Coverage
In this article the effects of non formulary drugs is explored. The EOB (Explanation Of Benefits), catastrophic drug costs and the tracking of drug expenses is covered.
This article provides information on the state discretion regarding use and distribution of funds. Federal eligibility with its two main components of financial eligibility and non financial eligibility are explained.
9) Temporary Assistance to Needy Families
Aid to dependant children has progressed through the years to become what is now called Temporary Assistance to Needy Families (TANF). The purpose of TANF and the state determination features of this program are explained. TANF programs are reviewed along with eligibility requirements.
10) Eligibility Requirements for TANF
This article explores the non financial and non behavioral eligibility requirements for TANF. The requirement for a dependent child or pregnant women is described along with the rules regarding siblings, non-siblings, non-parent caretakers, other adults in the home and grandparents. The relief available for a child absent from home and for two-parent families is discussed.
11) Social Security Disability Provisions
Social Security’s definition of disability is explained in this article along with Social Security Disability insurance and Supplemental Security Income. You will also receive tips on applying for disability benefits.
12) Social Security Disability Application
The application process begins when you apply either online, in person or over the phone. The adult disability report is explained along with tips for your interview. The necessary medical records and the paperwork chain are explored.
13) Disability Application Documents
If you are thinking of applying for disability than this is the place to start. This article lists the medical information, medication information, work records, work history, and contact information necessary for the application. You will also need military records, birth certificate, and banking information.
14) 5 Step Disability Determination
In this report you will be made aware of the steps in the disability determination process and how they affect you. The questions of Are you working?, Is your injury, illness or condition “severe”?, Is your condition one that appears on the List of Impairments?, Can you do the work you did in the past?, and Can you do any other work? are explained along with what the determination of each question means.
This concludes our Social Security 101 guide.
Related Posts
- Social Security Disability Provisions
- Social Security Administration
- Social Security Disability Application
- Social Security Medicare
- Temporary Assistance to Needy Families
- 5 Step Disability Determination
- Medicare Drug Plans
