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The first step in setting out to decide which Insurance Company will be best for you is to go out and get a series of quotes on your vehicles from a number of different companies. Be sure to keep a list. The question you need to ask yourself is which of these companies will be best for me if for some reason I am unfortunate enough to have to make a claim. Is the company going to settle the claim in an amicable manner and are they going to treat me well?

Check with your State’s Department of Insurance

Did you know your State has a Department of Insurance? Well they do, although you might never have heard of it. What’s more the chances are the State has a Department of Insurance Website. To find it, just go to Google and write in the information for which you are searching, for instance State of New York Department of Insurance; you will then be taken to a link that once clicked gives you direct access to the website. Look at it carefully and you will find a portal like this:” 2007 Ranking Auto Insurance Complaints”. Click on that and you will be taken to a document listing this information. Take the time to study the information at your leisure.

Check your quote with the list of complaints

Check the companies from which you have received quotes with the list. Obviously you don’t want to deal with an Insurance Company that has received lots of complaints from dissatisfied customers. Make a short list of quotes versus companies. Sometimes you might find the cheaper quotes disappear because the companies are the most hesitant to settle their claims, but this is by no means always the case.

Visit your local body shop

Drop by your local body shop and have a quick chat with the Manager. Tell him what you are doing and show him your list. Ask him which of the companies listed he would recommend from the point of view of speed and lack of hassle when it comes to settling an insurance claim. He will tell you as he deals with the Insurance Companies on a daily basis. You’re now ready. He has given you a name or names, names that appear on your short list. Armed with the information, go out and buy insurance. Good luck!

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