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Carnival of Financial Learning #12 - Olympic Mascot Edition

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Welcome to the 12th edition of the carnival of financial learning.

Editor’s Picks

MoneyNing presents Frugally and Happily Back to School 9 Different Ways posted at Money Ning, saying, “Be happy and frugally go back to school!”

Ben Dinsmore presents Should You Participate In Your Company’s Employee Stock Purchase Plan (ESPP)? posted at Trees Full of Money, saying, “If you work for a publicly traded company, you may be eligible to participate in an Employee Stock Purchase Plan (ESPP).”

The Shark Investor presents Alternative Income: Selling Illustrations, Photos or Videos posted at The Shark Investor.

Economics

Master Your Card presents 10 Tips for Beating Inflation posted at Master Your Card.

Adam Berry presents Why Economics Matters posted at Economics Essays, saying, “Why economics matters. Why we need to study it, even if not taught in schools”

Dorian Wales presents No Salvation from Productivity Improvements: The Failed 35 Hour Work Week Experiment and Work-Life Balance Examined posted at The Personal Financier, saying, “Wouldn’t it be reasonable to expect improvements in productivity to result in shorter work hours? The quick answer: No. It’s up to us.”

Frugal Living

Money for Military presents Military Paycheck Budget posted at Money for Military, saying, “I don’t know if most civilian jobs pay twice a month; however, the military gets paid twice a month. Here is an article that best explains how to budget wisely and soften the blow of the “bill paycheck.”"

KCLau presents Frugal living doesn’t mean cheap posted at KCLau’s Money Tips, saying, “List of benefits of being frugal and what frugality is about”

Sandy Naidu presents Tips On Saving Money At The Supermarket - Grocery Stores & Supermarkets | FutureNestEgg posted at Future Nest Egg.

Tom Tessin presents Shopping Tips for College Students posted at FCC Student Blog, saying, “Learn how you can save the most money as a college student.”

Investing

David presents Investing in Bonds - The Basics posted at Physician Entrepreneur, saying, “Here is a guide to the basics in investing in bonds”

Contrarian Profits presents Why the Global Investment Trend Is Undeniable posted at Contrarian Profits, saying, “It’s a growing theme here at Contrarian Profits. As the US economy falters, many of the contrarian investment experts we publish daily are advising readers to go global.”

FIRE Getters presents TIPS for Inflation and Deflation! posted at FIRE Finance.

The Investor presents How a boring broker will make you richer posted at Monevator.com, saying, “You’re going to laugh. You’ll think I’m mad. But I think you want to look for an online broker with a dealing screen that’s… boring. Dull. Colorless. This article explains why.”

Sandy Naidu presents Behavioral Finance - Investor Psychology - Behavioral Finance Stock Market Investment | FutureNestEgg posted at Future Nest Egg.

Raag Vamdatt presents When “at-par” is not so good: New Fund Offer (NFO) versus existing MF schemes :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Money Management

nickel presents What Happens to Your CDs When a Bank Fails? posted at fivecentnickel.com.

CreditAddict presents Frozen Credit and Using Debit Cards to Rent a Car posted at CreditAddict.

Anand presents Ian Stephens - Identity of a Wealth Builder posted at Anand Dhillon . com, saying, “This post includes a free download of Ian Stephens wealth building audio program: Identity of a Wealth Builder. Ian went from being more than $100,000 in debt to living in a $1 million home in 3 years. In this program, he details his formula for financial success.”

William Blake presents Bankruptcy Laws Protect Borrowers From Harassment By Creditors posted at Becoming Debt Free.

Michael Geoffrey presents What Do You Believe About Money? posted at Debt Smackdown.

Sam presents Payday Loans are Expensive. Here are Dozens of Alternatives ! Surfer Sam posted at Surfer Sam and Friends, saying, “Payday loans seem like a quick, easy way to get a cash advance until your next paycheck. A payday loan is a cash advance secured by a personal check. They are also known cash advance loans, check advance loans, post-dated check loans or deferred deposit loans. Unfortunately, cash advance payday loans are expensive. Suppose the lender tells you the fee is $20 to borrow $100 for two weeks If you borrow $300 for two weeks, you will pay a $60.00 finance charge plus you will have to repay the $300 borrowed. The true annual interest rate of this loan is 520%.”

Raymond presents How To Get Your Free FICO Credit Score posted at Money Blue Book, saying, “none”

Card Blogger presents The Best Credit Cards posted at Credit Card Blog.

Livingalmostlarge presents Book Review: Net Worth Workout posted at LivingAlmostLarge, saying, “Leave a comment for a chance to win an awesome book.”

Tool presents How to Compare Online Savings Accounts posted at Savings Toolbox.

FMF presents Using Your Health Savings Account as a “Super Roth” Investment Vehicle posted at Free Money Finance, saying, “How to make a HSA into a super-saver account.”

Silicon Valley Blogger presents Best Cash Back Credit Cards: Your Rewards For Spending posted at The Digerati Life, saying, “If you’re using a credit card to spend, why not be as money-efficient about it as possible? By maximizing your rewards on a credit card, you can save a bit more on the stuff you already spend for. Caveat: Don’t spend more just because you think you’re saving money by doing so!”

Real Estate

Joe Manausa presents 3 Bogus Real Estate Statistics - Know Them Or Be Burned By Them posted at Really Better Real Estate, saying, “There is a disturbing habit of our recognized industry leaders to quote statistics that have no basis at all. Some of them are downright wrong! This article will recognize three of the most important bogus real estate statistics that everyone ought to know about.”

Tammy Powell presents ENlightened wealth institute student make offers in real estate posted at Majestic Tech by an Enlightened Wealth Institute student.
Richard Martin presents Bankruptcies And Foreclosures in Bubble States posted at BankruptcyAccess.com, saying, “This graph shows the increases in bankruptcy filings & foreclosures in 4 bubble states from 2007 to 2008.”

That concludes this edition. Submit your blog article to the next edition of carnival of financial learning using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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