Social Security 101
The purpose of this guide is to give you a general overview of social security and its programs. Some of the programs will be looked into with a little more depth. The goal… more»
Social Security History
Some form of social security has been around since the time of the ancient Greeks. It took the form of amphorae of olive oil. This was stockpiled for economic security. The feudal… more»
Social Security Administration
In 1935, when Social Security was started, a 3-person board headed it up. It wasn’t until 1946 when the board was abolished that the Social Security Administration was started and was headed by a… more»
Social Security Medicare
Medicare is a Federally uniform program. That means that no matter what state you are in your benefits don’t change. This is a health insurance program specifically designed to provide benefits to; people… more»
Medicare Drug Plans
With the privatization of some of the Medicare programs have come options. There are a multitude of companies that are offering prescription drug coverage. These range from very simple programs to very complex… more»
Are You Ready for Retirement
After long years of work, you would certainly come to a point that you need to retire. You can either avail of an early retirement or a compulsory retirement plan but then before you do… more»
Medicare Drug Plan Formulary
Until Medicare became a part of your life, formulary was a term you probably had never heard of. Depending on your prescriptions this term is very important. The drug plan’s formulary is the… more»
The Medicare Gap or Donut Hole
The Medicare gap or “donut hole” can be very confusing. If this part of the Medicare drug coverage is not understood in regards to each persons own prescription medication cost it can cause extreme… more»
Medicare Catastrophic Drug Coverage
Medicare has catastrophic drug coverage that goes into effect after you have gone through the gap. All plans are required to start catastrophic coverage once your total out of pocket expenses minus premiums has… more»
Social Security Medicaid
Medicaid is a federal-state program to provide medical assistance to low-income families who meet specific requirements. The origin of Medicaid is in the “Aid to Families with Dependent Children” and “Supplemental Security Income” programs… more»
Temporary Assistance to Needy Families
Formerly known as Aid to Families with Dependent Children - AFDC
The federal assistance program known as Aid to Dependent Children (ADC) was in effect from 1935 to 1977. This program then became Aid to… more»
Eligibility Requirements for TANF
Categorical eligibility is the non-financial and non-behavioral rules that govern whether a family qualifies to receive TANF assistance. The states decide who is and who is not part of an “eligible family”. The… more»
Social Security Disability Provisions
Social Security disability benefits are administered under two different programs. An individual applying for disability needs to know what program they qualify for. While the plans have some similarities they are very different. The first… more»
Social Security Disability Application
Applying for disability can be a grueling process. Knowing what is involved will help you understand and tolerate the systems limitations. When you apply online, by phone or in person you will be… more»
Disability Application Documents
There is a lot of paperwork required in a disability application. If you don’t have all of the necessary paperwork your application will be denied, no matter how bad your disability is… more»
5 Step Disability Determination
There is a five-step process used to determine if you are disabled. This process is started after all of your paperwork and medical records have been received. The questions that will determine if… more»
Benefits of Annuities for Retirement
Recent studies show that individuals today are living longer and retiring earlier. But most do not have the financial assets needed for a comfortable and enjoyable retirement. With disappearing pension plans, the uncertainty of social… more»
Supplemental Retirement Income - Stock Market
The stock market represents a viable option for individuals wanting to create supplemental retirement income. But it also involves risk, and you should only get involved after doing your research. The first thing you need… more»
Supplement Your Retirement with Real Estate
Real estate is typically thought of as a safe investment. The price of land always goes up or at least that’s what we’ve always heard. Most of the time it does. The soft real estate… more»
Don’t Retire Alone
After years of working and looking forward to retirement, the big day is finally here. You did the best you could to prepare financially. Your income is less, forcing you to make difficult decisions. This… more»
-
Subscription
-
-
Personal Finance Promotions
-
Popular Posts
- Carnival of Financial Learning #3
- The Importance of an Emergency Fund
- Frugal Tip of the Day - Make a Summer List
- Carnival of Financial Learning #2
- Ten Things Women Wish Men Knew About Money
- How to Calculate Bond Duration
- 15 Cheap Romantic Date Ideas
- Establish Financial Goals
- Compulsive Spending is the Biggest Behavioral Block Against Fugal Living
- What Is ACH And Why Is It Important?
-
Blog Directories
