Home Buying 101

Home Buying 101 is a series of 11 articles guiding individuals through the home buying process.  It’s a great feeling when you purchase that first house, but you have to educate yourself on the basics… ---> Continue Reading

Posted by admin | Filed Under Home Buying | Leave a Comment 

How to Buy a Home with no Down Payment:

Buying property without a down payment is getting increasingly difficult in these post sub-prime mortgage crisis days. The market is in tatters, there are over 3,000,000 empty homes out there and 1,000,000 people are faced… ---> Continue Reading

Posted by admin | Filed Under Home Buying | Leave a Comment 

What’s Involved in Closing on Your Newly Purchased Home?

Closing is the end of the line when it comes to house purchasing. Earlier you or your lawyer negotiated a contract with the seller. Next the lawyer contacted a title company to complete a search… ---> Continue Reading

Posted by admin | Filed Under Home Buying | 1 Comment 

How to do a Final House Inspection Before Closing

Before closing a contract to buy a new home you will need to do a walk through inspection. This inspection is very important, and skimping on time and detail would be an expensive mistake. Generally… ---> Continue Reading

Posted by admin | Filed Under Home Buying, Home Inspection | Leave a Comment 

How to Get the Correct Home Insurance for your House

Congratulations, your house purchase is coming on well, and now you need to think of home insurance. Be careful there are two issues here. One is insuring the actual house itself so it is covered… ---> Continue Reading

Posted by admin | Filed Under Home Buying, Insurance | Leave a Comment 

How to Deal with Buyers Remorse

OK you have, made the biggest purchase of your life and you have bought your dream home but now you are having second thoughts and doubting the wisdom of your decision. This state is known… ---> Continue Reading

Posted by admin | Filed Under Home Buying | Leave a Comment 

How to get a Professional Home Inspection Done on a Home

Before you buy a new home, however lovely it may seem, a professional house inspection will always uncover those hidden defects that can turn a dream home into a nightmare.
Things you will need:

A friendly Realtor… ---> Continue Reading

Posted by admin | Filed Under Home Buying | Leave a Comment 

How to make an Offer and Negotiate a Price on a Home

O.K. you have found a dream home or you have a short list of properties to draw from. Now you are ready to start wheeling and dealing by making an offer on the property.

Things… ---> Continue Reading

Posted by admin | Filed Under Home Buying | 1 Comment 

How to Find the Perfect Home within your Budget

The first thing to remember is that there is no such thing as a perfect home. “One man’s meat could very well be another man’s poison!” What you need to do to find this dream… ---> Continue Reading

Posted by admin | Filed Under Home Buying | Leave a Comment 

How to Find a Good Real Estate Agent

Using the services of a good real estate agent or broker is an essential part of the home buying process. Look for somebody who has good local knowledge, has been in business for a while… ---> Continue Reading

Posted by admin | Filed Under Home Buying | 1 Comment 

How to find a good Lawyer for a Housing Purchase

When it comes to purchasing a home you will need the services of a good lawyer to steer you clear of the pitfalls and thus protect you in the largest purchase you are likely to… ---> Continue Reading

Posted by admin | Filed Under Frugal Living, Home Buying | Leave a Comment 

How to Shop for a Mortgage and get Pre-Qualified

Unless you are cash wealthy, chances are you will need a loan to buy your dream home. There are many lenders out there and in spite of recent events; many are keen to sell you… ---> Continue Reading

Posted by admin | Filed Under Home Buying, Mortgage | Leave a Comment 

How to Save Money for a Down Payment

When it comes to buying a house today, you will be expected to pay a down payment or percentage of the house price. You will need this money (usually 5% of the purchase price but… ---> Continue Reading

Posted by admin | Filed Under Home Buying | 1 Comment 

How to Calculate Your Home Affordability

mortgage calculators

Using the simple calculator above will allow you to calculate how much you can afford. It’s important to note that this calculator will not take into consideration your new utility costs or… ---> Continue Reading

Posted by admin | Filed Under Home Buying | 1 Comment 

How to Calculate the Amount of Interest payed on a Mortgage

loan calculator

Using the above calculator will allow you to find out how much interest you are paying on the total lifespan of the mortgage. The average individual will end up paying $100 000+ in… ---> Continue Reading

Posted by admin | Filed Under Frugal Living, Home Buying | 1 Comment 

How to Calculate your Monthly Mortgage Payment

Mortgage Calculator

Using the above calculator, you can calculate your monthly payments based on the interest… ---> Continue Reading

Posted by admin | Filed Under Frugal Living, Home Buying, Real Estate | 2 Comments 

Renting VS Buying

There are so many variables when looking at the best choice. For starters, will the apartment you buy be as nice as the house you buy? I’ll attempt to discuss many of the… ---> Continue Reading

Posted by admin | Filed Under Home Buying, Real Estate | Leave a Comment