How to Evaluate Current Spending Habits
The most unlikely thing to happen is to realize that you get head aches when you don’t get money to spend for those that you want and when you have money to spend but then… more»
Avoid Spending Beyond Your Limits
If you really want to have a handle on your spending, you need to think of ways on how to stabilize your spending in order also to stabilize your finances as well. This can be… more»
The Financial Rule of 72
You have learned that the law of compound interest has the ability to turn small debts into massive ones. That is one side of the coin, but there is another one. Compound interest has the… more»
Compulsive Spending is the Biggest Behavioral Block Against Fugal Living
In this article, we would deal with a major involuntary problem some people face in their attempts to lead a ‘frugal living. It is involuntary because of the fact that it is a medical problem… more»
Dealing with Emotional Spending
Over the past decade credit facilities have become easier to obtain and we have seen the meteoric rise of booming credit card debt. The statistics inform us that the average US citizen has thousands of… more»
How to Determine Somebody’s Net Worth
Net worth is the difference between what you own and what you owe. According to Helen Huntley of the Financial Times it is “the single best measure to your financial well being”. It is quite… more»
How Not to Lose Money
Losing money is just one of those things that is so aggravating. Whether it is five dollars or 100 dollars, we still feel the same sense of disappointment.
Step 1
Bring only enough money that you… more»
Tracking Every Penny Spent
Try comparing money to water. People can’t live without it and it easily goes through our fingers. It is an important part of life therefore it shouldn’t be taken for granted. Many people earn a… more»
How to Prepare an Emergency Fund
Emergency fund is what you save to cover for life’s unexpected events.
An emergency cash fund is important as it can protect you from discomfort unexpected events such as illness, job loss and accidents may cause… more»
How to Avoid Spending Money
Step 1
Identify items as your needs or wants. The basic thing that you should know is the difference between needs and wants. In order to avoid spending your money, you must always identify whether an… more»
How to Find the Best High Interest Savings Account
Everyone wants to get a high interest savings account so that they can have better returns on their savings. You should remember that landing a high interest savings account is good but there are different… more»
How to Deal with a Lost Wallet
Step 1
Don’t panic. Panicking won’t help you. It will prevent you from thinking quick and properly. You must stay calm and think if your wallet is indeed lost, misplaced or maybe you just left it… more»
Buy Now Pay Later Mentality
Buying now with the intention to pay later has created devastating problems for many individuals. The current financial crisis in the U.S. can’t be totally blamed on lenders. Part of the problem is many consumers… more»
How to Calculate the Length of Time it Takes to Become a Millionaire
Everybody wants to know how long it’ll take to become a millionaire. This Millionaire Calculator uses annual return and annual inflation to give you a very rough estimate of the length of time it… more»





