Understanding Debt - Utility Bills
Food, housing and utilities are the three most important sectors where it is necessary to settle debts if at all possible. Some people like Lana and Jon Courtright of Bangor Maine chose to buy food… more»
Creating Financial Goals 101
Creating financial goals sets a foundation for financial success. Without them, the likelihood of success is unlikely. That is why it is so important to write your goals down and keep track of them. Below… more»
Financial Goals - Staying Motivated
In the previous article we listed the benefits of sticking to the goal until it hovers into reality. This is a form of motivation. Motivation is a means of keeping the energy levels high enough… more»
Listing the Benefits of Financial Goals
For goal setting to be effective your goals need to be SMART. SMART is an acronym and it stands for:
• S: Specific. Goals need to be specific.
• M: Motivational. You need to want to feel… more»
Education on Financial Matters
Most people know very little about finance. The education system offers only very rudimentary coverage of the subject in school. Children and young adults come out of the schools having being bombarded with advertising to… more»
Obstacles to Financial Goals
You have made a goal and you are all set to reorganize your financial life in a meaningful manner.
Assuming you have constructed the list based on your value system, nothing should be standing in the… more»
Setting Deadlines on Financial Goals
Once the picture begins to form of what your financial goals are and the order in which you want to reach them emerges. You can start to get a handle of them in a time… more»
Prioritizing Financial Goals
You have done well, because now you should have a list of specific financial goals. It’s like a journey. You know where you want to go and now you have a road map. It’s a… more»
Identifying Financial Goals
How do you Identify Goals
Actually this outline applies to any goal be it financial or a life goal. A goal is an end-state. Once we have identified the objective we can construct the steps needed… more»
How to Determine Somebody’s Net Worth
Net worth is the difference between what you own and what you owe. According to Helen Huntley of the Financial Times it is “the single best measure to your financial well being”. It is quite… more»
Dealing with Financial Stress
Coping with financial stress does not mean fixing your financial problems only because financial stress creates stress along with it. Financial stress is the cause of depression, overeating, drinking etc. You should look into your… more»
How to Prepare an Emergency Fund
Emergency fund is what you save to cover for life’s unexpected events.
An emergency cash fund is important as it can protect you from discomfort unexpected events such as illness, job loss and accidents may cause… more»
How to Figure Out Where Someone Stands Financially
Calculating your own net worth gives a picture of how much money and assets someone has versus how much they owe. On the face of it many people look extremely prosperous as they drive expensive… more»
How to Pick the Right Financial Planning Software
OK, you think you need financial planning software! There are many options on the market, but before selecting anything at all, you need to decide why you want the software and
what you want it to… more»
How to Assess your Finances
Step 1
Know your income. The first thing you should do in assessing your finances is to know your income and its sources. Identify and prepare a list of all your sources of income. Income is… more»
How to Set Financial Goals for Couples
Financial stress causes marital problems. If you are about to get married or are already married, you should set financial goals as a couple to reduce stress over your financial direction and situation. These goals… more»
How to Deal with a Lost Checkbook
These days’ people pay with cash, a credit card or a checkbook. People never leave home without either one because you can’t do anything without money or any of these things. But life is hectic… more»
How to Avoid Disputes with a Financial Advisor
You employed a Financial Advisor to help you with your finances. There are times wherein you and your advisor will not get along with how things are going. There are times when your Financial Advisor… more»
How to Set Financial Goals as a Couple
I’m writing this article to vent my frustration on trying to establish financial goals as a couple. Take my situation for example, I have very specific goals that involve:
Paying off my mortgage quickly
Having two… more»
The Importance of an Emergency Fund
When I was growing up, my parents always told me I needed to save for a rainy day. They were attempting to teach me the importance of putting away a little money on a regular… more»
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