How to Dispute a Credit Card Charge
Many of us forgo with checking one’s credit card purchases because the bulk is just too much to do. But checking your credit report is very important so that you can see errors on the… more»
Credit Repair 101
This guide will give you basic information regarding your credit, and credit report. You will find useful information that if followed will not only improve your credit score but your financial health as well.
1)… more»
12 Credit Score Killers
So you want good credit, here is the place to begin. Creditors, insurance companies and perspective employers review your credit to get to know you better. Make sure it puts you in the… more»
What is a Charge Off
Charge Off
An account that has been delinquent for six months will usually be charged-off. You will still owe the debt it just is a very large negative mark on your credit. A charge-off… more»
Improving Credit Score by Borrowing Credit
Buying Credit
Have you heard about improving your credit score by borrowing credit? Did you want an easy way to get a great credit score instantly? Well there is a way. Is it… more»
The Negative Impacts of Credit Collection Accounts
A collection account has a negative impact on your credit score. A collection account will stay on your report for seven years if you don’t do something to remove it. The impact on… more»
Credit Repair Information
There is a lot of hype about credit repair. The high rate of inaccuracies on you credit report and the fact that those inaccuracies can cost you a lot of money fuels the trend… more»
Consumer Credit Counseling
Due to the increase in consumer debt and the corresponding increase in individual bankruptcy, consumer credit counseling agencies are springing up all over. Before you commit to working with any particular agency there… more»
Credit Report Repair Scams
Credit repair scams are a dime a dozen. They are advertised by phone, on TV, on the Internet and on the radio. Most of these scams play on the emotions of a person who is… more»
5 Steps to Credit Repair
There are five major steps in repairing your credit report.
Step one
Check your credit report. This may sound very basic but if you don’t know what is on it then you don’t know if it is… more»
Debt Validation Letters
Debt validation is the proof that you actually owe the debt and that the entity trying to collect has the right to do so. With the prevalence of junk debt collectors and unscrupulous collection… more»
Fair Debt Collection Practices ACT or FDCPA
This is a law that regulates the actions of debt collectors. This law pertains to debts that are considered personal debts such as; credit cards, auto and home loans. Debt collection activities have… more»
How to Read A Credit Report
You may have ordered your credit report because you were:
• Denied credit
• Checking for errors
• Yearly checkup
• Planning on making a large purchase
• Evaluating your score
Now that you have your report, can you actually figure out what all the terms… more»
Credit Score Personal Information
This is your unique information that makes you distinct from anyone else. You will want to make sure it is accurate and that it gives a valid picture of who you are.
Name
It is not… more»
Improving My Credit Score
There are some very simple steps you can take to improve your credit. If your credit has blemishes remember that it didn’t get that way overnight, so be patient it will take some time… more»
Credit Report Inquiries
The Inquiries section is the area that lists everyone that has asked to see your credit report. This is an area where expert opinion differs, just like personal information. Some experts believe that… more»
Understanding The Credit Repair Organizations Act
Have you or someone you know been a victim of a credit repair scam? Maybe you have spent thousands of dollars to have your credit repaired and years later there is very little, if… more»
Getting Copies of Your Credit Reports
The accuracy of these reports predicates whether you can get a loan to buy a house or a car or even a job in some cases. It is important, therefore, to insure the information in… more»
Bad Credit Report Repair
Your credit score can open doors for you or it can slam them in your face. Your credit report is the primary tool lenders use in determining if you will qualify for a loan. Some… more»
-
Subscription
-
-
Personal Finance Promotions
-
Popular Posts
- Carnival of Financial Learning #3
- The Importance of an Emergency Fund
- Frugal Tip of the Day - Make a Summer List
- Carnival of Financial Learning #2
- Ten Things Women Wish Men Knew About Money
- How to Calculate Bond Duration
- 15 Cheap Romantic Date Ideas
- Establish Financial Goals
- Compulsive Spending is the Biggest Behavioral Block Against Fugal Living
- What Is ACH And Why Is It Important?
-
Blog Directories
