How to Opt Out of Credit Card Offers
You are constantly bombarded with many credit card offers. You used to find it fun to browse and scan through their offers. Now, you find receiving credit card offers irritating, time consuming and it just… ---> Continue Reading
Simple suggestions for the Families to Reduce their Debts
In our earlier articles we had explained the evils effects of debts in destroying the fruits of frugal living by those who have fallen into the the ‘Debt Slavery’ voluntarily. We emphasize the word… ---> Continue Reading
Debt Slavery
This article is written with specific reference to American Economy and people to demonstrate the fact that the major ailment of Americans is their ‘debt culture’ as a result of which they are trapped into… ---> Continue Reading
The Negative Role of Debt in Frugal Living
We had earlier written how involuntary psychological factor, viz., Compulsive spending impacts one’s efforts to lead a frugal living.
The next important factor that has a negative effect on frugal living is one’s debt. Although, psychology… ---> Continue Reading
Understanding the Debt Cycle - Credit Card Rip Off
In Britain a leading financial company is offering people considered being high-risk credit users an extraordinary charge card. The interest rate on the card is an astonishing 365%. The card arrives loaded with a pre-arranged… ---> Continue Reading
Understanding Debt - Using Credit Cards to Buy Food
The credit crunch has come, and many people are hurting. In the good days the banks marketed their credit facilities ferociously and those marketing campaigns were extremely successful. Now, things have tightened up, the piper… ---> Continue Reading
Understanding Debt - Compound Interest on Credit Cards
“ Einstein was once asked what was the most powerful force in the Universe?” He replied: “Compound Interest!”
For peace of mind and financial independence you want life as free of stress as possible. You do… ---> Continue Reading
Understanding Debt - Credit Cards Part 1
“The ultimate ignorance is the rejection of something you know nothing about and refuse to investigate.”
Dr. Wayne Dyer
There are 641 million credit cards in circulation in the United States, That works out at over two… ---> Continue Reading
Understanding Debt - Car Loans
After a house the next largest purchase that we make is a car. Cars come in all shapes and sizes, but an average new car will cost out between 20 and 25,000 dollars. Few of… ---> Continue Reading
Understanding Debt - Mortgages
Credit was introduced a long time ago to facilitate trade. However, along the way Banks rapidly realized that personal credit would help business and of course make them a nice profit. When you borrow money… ---> Continue Reading
Knowing Which Debts are Good Debts
Did you know there was a difference between good debt and bad debt? There is such a difference, despite the fact that creditors will try to tell you that all debt is bad debt. I… ---> Continue Reading
Understanding the Debt Cycle - The Depression of 1930
Currency in paper form was devised because it was more convenient than having to carry around gold if you wanted to buy anything. Credit was devised because people wanted to trade or do business with… ---> Continue Reading
Understanding Finance - The Debt Cycle
In order to make the transition from poverty consciousness to wealth awareness you need to educate yourself. You will find the one thing that puts the average person in a financial cage that forces him/her… ---> Continue Reading
Dealing with Financial Stress
Coping with financial stress does not mean fixing your financial problems only because financial stress creates stress along with it. Financial stress is the cause of depression, overeating, drinking etc. You should look into your… ---> Continue Reading
Handling the Most Important Debts
When we spend money on buying items on credit, we end up with things that are either good debts or bad debts. Good debts have value and bad debts don’t! However, there are certain things… ---> Continue Reading
Dealing with Debt Collectors
As the credit crunch bites harder, more and more people will find themselves falling behind with their monthly payments. Credit card and loan companies will put the pressure on you, but if they feel they… ---> Continue Reading
How to Figure Out Where Someone Stands Financially
Calculating your own net worth gives a picture of how much money and assets someone has versus how much they owe. On the face of it many people look extremely prosperous as they drive expensive… ---> Continue Reading
How to Assess good debt from Bad Debt
The average credit card debt in the US is in the region of $9,000. The compound interest on these debts is sometimes as high as 20%. This is an example of bad debt. A lot… ---> Continue Reading
How to Stop Credit Card Offers
Once you get your credit card, you begin to get pre-screened offers or credit card offers. These are offers given by companies to get you to sign up for a new account, policy or credit… ---> Continue Reading
How to Repair a Bad Credit Report
Your credit score can open doors for you or it can slam them in your face. Your credit report is the primary tool lenders use in determining if you will qualify for a loan. Some… ---> Continue Reading
-
Subscription
-
Personal Finance Promotions
-
Popular Posts
- Carnival of Financial Learning #3
- The Importance of an Emergency Fund
- Frugal Tip of the Day - Make a Summer List
- How to Calculate Bond Duration
- Carnival of Financial Learning #2
- Ten Things Women Wish Men Knew About Money
- 15 Cheap Romantic Date Ideas
- Compulsive Spending is the Biggest Behavioral Block Against Fugal Living
- Establish Financial Goals
- Carnival of Financial Planning #8 - Cute Kitten Edition
-
Blog Directories
