Five Ways To Make Extra Money During Rough Times
When times get rough and your weekly paycheck is just not covering your expenses, there are two ways to fix the situation. You can either cut your expenses or you can bring in extra… more»
5 Ways for Making Use of Your 2008 Stimulus Check
The 2008 stimulus payment is intended to serve as a onetime tax rebate for tax-paying Americans. The idea of this rebate is to give Americans additional spending money to help boost a flagging economy, especially… more»
Common Online Banking Services
In general, online banking institutions have many of the same types of services as those provided by ‘bricks and mortar’ facilities. Of course, you can’t walk into a local branch where the tellers know you… more»
What Is ACH And Why Is It Important?
The nationwide electronic network for banking and financial transactions in the United States is known as the Automated Clearing House or ACH. The ACH system is a batch driven system that processes both debit… more»
Online Banking Terms
Online Banking Terms
Before selecting any type of product or service, it is prudent to review and understand common terms and definitions associated with the subject so that you won’t be caught in a position of… more»
Where Do I Make An Online Banking Complaint?
Although both online and branch banking institutions are highly regulated in the United States, and consumer protection is provided by a myriad of other rules, procedures and regulations, errors do happen. When it… more»
Choosing the Right Bank Online
If you have decided to join the 21st century and selected online banking, there are some things that you should look for in the short list of banks you are considering. The important things are… more»
Should I Get An Offshore Account?
People choose to open an offshore account for many reasons. They may be looking for better rates. They may be taking advantage of more stringent privacy laws. The offshore account may be… more»
Online Banking Bill Pay
Bill pay offered through your online banking account is an increasingly popular service offered by most banks today. Electronic billing allows the bank account holder to transmit funds from his account, to a creditor such… more»
Reconciling an Online Bank Statement
Before the days of online banking, reconciling the bank statement used to rank right up there with getting a root canal, and it had to be done every month. The reason for the reconciliation… more»
Online Bank Account Privacy
Many individuals today are concerned about the loss of privacy in transacting business on the internet. At the same time, internet businesses are upgrading security locks and working to protect privacy of the customers… more»
FDIC - Who Needs It?
FDIC, the Federal Deposit Insurance Corporation is a United States government backed corporation that guarantees the accounts of bank depositors up to $100,000 if the bank defaults. The amount is increased to $250k if… more»
Online Banking Fee Information
Banks are in business to make money for their shareholders and depositors. This is the same motive as with any business. In years past, banks used to compete for the business of customers by… more»
Avoid Fraud in Your Online Bank Account
Although hackers may enter your bank account by using your password just to see if they can get into a so-called secure site, there are also those criminal types who hack into your account for… more»
What is Telecheck and Why Should I Care?
Telecheck was begun in 1964 as a group effort by several merchants to reduce or eliminate the increasing problems related to bad checks and attempting to collect them. TeleCheck, Crosscheck and ChexSystems are all service… more»
How to Get a Credit Card with Bad Credit
If you have a bad credit, it might seem impossible to get a new credit card with that horrible fact in your credit history. Don’t worry. You aren’t doomed. You can always get back on… more»
How to Lower Your Credit Card Interest Rate
You have a credit card and it has out of this world interest rates. You want to lower you interest rate but you don’t know what to do. Are you stuck with that interest rate… more»
How to Dispute a Credit Card Charge
Many of us forgo with checking one’s credit card purchases because the bulk is just too much to do. But checking your credit report is very important so that you can see errors on the… more»
How to Get a Secured Credit Card
Secured Credit Cards are credit cards that are usually issued to one who had bad credit standing or somebody who has no credit standing. These credit cards are called secured credit cards because you… more»
How to Get Cash from a Credit Card
Getting cash back from a credit card is different from getting cash from a credit card. Money back means that the bank will give you rebates for all the credit card purchases that you made.
Step… more»





