What Are High-Yield Bonds?
High-yield bonds have commonly been referred to as ‘junk’ bonds because they are typically issued by a company who is considered a high credit risk. The grading agencies have given high-yield bonds that… more»
Types of Tax-Exempt Municipal Bonds
Municipal bonds are tax free because there was a ruling in 1819 stating that the governments at the state federal and local levels did not have the authority to tax each other. This is a… more»
The Different Types of High-Yield Bonds
High-yield bonds are no longer the pariahs of the investment market. Today, high-yield bonds are actually very stable, and the market has expanded from capital to non-investment grade companies and everything in between. High-yield bonds… more»
How to Pick a Good Mutual Fund
Choosing the most suitable mutual funds for you can become your life’s changing moment. Your investment may swell or run dry in the fund that you land on. The risk is unquestionably high in cutting… more»
How To Start An ETF
Starting an ETF can be a tough problem to starters. At first blush, exchange-traded funds are a piece of cake because they can be traded like stocks and they give many of the same benefits… more»
EE Government Savings Bonds 101
This guide is an informal information tool designed to provide you with knowledge and information regarding EE bonds.
Buying EE Series Bonds
Here you will find information on who can purchase EE series bonds and the two… more»
EE Bond Terms
Bear market – When the trend of security prices is expected to fall or is falling. A time period when investing in bonds is more appreciated than during a bull market. A time when it… more»
Buying EE Series Bonds
Buying EE bonds is a low risk form of investment. These are government issued bonds. These bonds can be purchased and used for many different investments. You can give them as gifts… more»
Using EE Series Bonds for Education
The interest on EE bonds and I bonds, issued after 1989, can be in whole or in part excluded from taxes. The bond and the accrued interest must be used for qualified expenses… more»
EE Series Bonds Rates and Terms
EE bonds rates and their terms are set based on date of purchase. The dates for rates and terms are before May 1995, between May 1995 and April 1997, May 1997 through April 2005… more»
EE Series Bond Interest Earnings and Taxes
There are many reasons to buy EE series government bonds. One of those reasons may be for tax purposes.
Tax exemptions
There is no State or local income taxes on EE series bond interest earnings… more»
Maturity of EE Series Bonds
The maturity rules for EE bonds have changed with different issue time periods. Here is a description of the major maturity guidelines.
Bonds issued after May 2005
The initial maturity date is 20 years from purchase… more»
Gift EE bonds
EE series savings bonds can be purchased for a multitude of reasons. They can be bought as gifts, used as a savings plan for children, bought for educational purposes or just used to round… more»
What’s Happening to the Price of Oil?
Gold is pushing upwards to its peak of a tad of $1000 per oz. Gold is hoarded and acts as a hedge against inflation. Inflation is on the way if not already here, so gold… more»
The Financial Rule of 72
You have learned that the law of compound interest has the ability to turn small debts into massive ones. That is one side of the coin, but there is another one. Compound interest has the… more»
Supplemental Retirement Income - Stock Market
The stock market represents a viable option for individuals wanting to create supplemental retirement income. But it also involves risk, and you should only get involved after doing your research. The first thing you need… more»
Roth IRA in a Nutshell
Roth IRATax free earnings are probably the most popular feature of Roth Individual Retirement Accounts. Roth IRA’s were established under the Taxpayer Relief Act of 1997. Since then they’ve continued to grow in popularity. Everyone… more»
What is a Simple IRA?
A SIMPLE IRA and SIMPLE 401(k) is not the same thing. They have similarities, and individuals are sometimes confused over which plan they actually have. With both, eligible employers must have no more than 100… more»
What is a SEP IRA?
A SEP IRA is a retirement plan established by businesses. Its main advantages are that it’s easy to establish, little work is required to administer the plan and there’s no deadline for setting it up… more»
Traditional IRA’s Make Attractive Investments
Traditional IRA’s make attractive investments because you are allowed to contribute 100% of your compensation, up to a specified amount. Contributions might be tax deductible depending on the taxpayer’s income, tax-filing status, and coverage by… more»
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